Become an Affiliate of Data-Crédito and receive the following Benefits:
- Approve Loans and Credits quickly and accurately.
- Reduce credit analysis costs and keep them low.
- Increase and ensure your sales on credit.
- Inform yourself first about the payment history, risk profile, and possible commercial and criminal judicial/legal activities of your prospects, clients, and employees.
- Be duly informed before making your business decisions. Avoid doing business with people or companies with high credit risk. Reduce economic losses associated with your productive activity.
- Verify the identity of your prospects and clients; protect yourself against fraud, and avoid being fooled or cheated.
- Locate debtors and recuperate compulsory collection accounts.
- Before renting any real property, screen your prospective tenants.
- Increase your company´s security by avoiding doing business with criminals.
- Report to the Credit Bureau your delinquent debtors or uncollectable accounts, in order to recuperate your investment.
- Screen your employees before hiring them.
- Screen the history of a vehicle before buying it.
How does Predictive Caltec Score® Benefit Citizens?
The use of Predictive Caltec Score®, also called Credit Score, makes it possible for creditors to be able quickly to measure the credit risk of credit applicants.
Before the existence of Predictive Caltec Score®, the credit approval process was slow, inconsistent, and based on an evaluation of subjective, not equitable, criteria.
The Predictive Caltec Score®:
- Lets individuals obtain credit quickly.
- Makes credit evaluation decisions more equitable and fair.
- The information errors associated with credit history are ignored in the credit approval process.
- Individuals have more credit available.
- The overall costs of interest rates for credit are lower.